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Renters Insurance, None

I have renters who have a lease stating they are required to have renters insurance. They're about halfway though their lease. I met with my own insurance agent the other day to discuss some matters, which prompted me to get a copy of the current renters policy. They didn't get one.   Am I at fault for not having asked for a copy at move-in? If they finish their lease with coverage from today through end of lease, am I covered for anything that happens now til the end, or anything I find on move-out? Can I terminate the lease or should I ride it out?  Any other hints, tips, etc?
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I would have them sign a waiver of insurance removing you from any responsibility.
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