New York Residential Lease Agreements must provide Tenants with notice of the rental unit’s flood history & current flood risk. Customize & attach to your NY Lease.





New York Flood History & Risk


As of June 1, 2023, New York Residential Lease Agreements must include a specific notice about flood history and risk. New York Property Law Section 231-b requires all Lease Agreements to provide Tenants with notice of the following:

  • Whether the rental unit is located wholly or partially in a Federal Emergency Management Agency (“FEMA”) designated floodplain;
  • Whether the rental unit is located wholly or partially in a Special Flood Hazard Area ("100-year floodplain") according to FEMA's current Flood Insurance Rate Maps for the rental unit’s area;
  • Whether the rental unit is located wholly or partially in a Moderate Risk Flood Hazard Area ("500-year floodplain") according to FEMA's current Flood Insurance Rate Maps for the rental unit’s area; and
  • Any prior flood damage to the rental unit due to a natural flood event, such as heavy rainfall, coastal storm surge, tidal inundation, or river overflow, that the Landlords knows or reasonably should know has occurred to the rental unit AND the nature of any such damage.


Every Lease Agreement must also contain the following Notice to Tenants:


  • Flood insurance is available to renters through the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program to cover your personal property and contents in the event of a flood. A standard renter's insurance policy does not typically cover flood damage. You are encouraged to examine your policy to determine whether you are covered.


Our New York Flood History & Risk Disclosure complies with all requirements of Section 231-b. Customize yours now to use as an addendum to your New York Lease Agreement.