Florida Landlords must provide Tenants with a Florida Flood Disclosure anytime they enter into a Lease Agreement for 12 months or longer.


Florida Lease Laws - Flood Disclosure


As of October 1, 2025, Florida Statute 83.512 requires Landlords to provide Tenants with a flood disclosure when entering into a rental contract for one year or longer. The Flood Disclosure must be a separate document and provide Tenants with information about:


  • The rental unit’s flood history
  • Known flood damage at the Leased premises
  • Flood-related insurance claims
  • Federal flood-related assistance


The Flood Disclosure must also advise Tenants that renter’s insurance does not include coverage for damage caused by floods.

If a Landlord fails to provide a Tenant with an accurate flood disclosure and the Tenant suffers loss because of a flood, the Tenant may end the tenancy and may be able to hold the Landlord responsible for the loss.